Get your credit score high as you can starting today. The San Diego housing Commission was scared to loan to us at first. When we first found the San Diego Housing Commission (and it took us awhile with all the misinformation we received) it became very clear that they viewed us as a risk and they didn’t feel we could pay them back. They didn’t feel we were qualified to do it because our credit scores, specifically mine was not high enough.
I was incensed I had been so naive to how important good credit is. I had a credit score of 620 because of false items on my credit report. I was beside my self in anger and disbelief.
Get your credit score high as you can.
In 8 months my credit score went up from 620 to 760 on experian.
Transunion and equifax were ignored by the San Diego housing commission, even though I was over 800 on both of them. To get that score I had to pay down or off all my credit cards (not close them) and buy a car on credit to demonstrate I had a recurring loan I could pay for. Usually I bought cars for cash, but that hurt me when trying to get a high credit score. So we bought a used car and paid it off at the 8 months point. These are just a few things you can do to get your credit score high as you can.
The advice and personal assistance we receive from a wonderful local credit building specialist has been spot on 100% of the time.
In fact, using his methods our credit has responded better and faster than even he thought it would. Please give me a call as I’d love to put you in touch with him. Reach me at (619) 886-1826 or email me below.
San Diego Housing Commission starts to love us.
The San Diego Housing Commission loved us right away and we finally qualified for the loans which they were eager give us. They said “Go find yourself a house up to x dollars!” It felt to good to be true. I then learned that my primary loan interest rate would go down significantly based on how high my credit score was. Having a higher credit score would literally save us between $40,000 and $90,000 on the overall cost of our loan. Do yourself a favor and get your credit score high as you can and as fast as you can. Linton our credit building specialist helped us out so much, I just can’t recommend him to you as highly as I should.